Ready to navigate Toronto’s competitive real estate market?
Leverage three decades of expertise across law, custom home building, and education to ensure your success. I don’t just find houses; I execute tailored acquisition strategies for minimal stress and maximum impact.
As a Diamond Club Member and Top Ranked Individual Agent at Harvey Kalles, you benefit from:
Finding your ideal investment and home is a serious milestone. Let’s make sure you secure the perfect fit for your lifestyle.
Let’s get started.

Not every home for sale shows up online. Some owners are open to selling, just quietly. Off-market means access without the noise or bidding wars.

We don’t wait and refresh listings. We reach out directly, strategically and respectfully. That’s how opportunities surface early.

Less competition. More flexibility in terms and timing. A better chance at finding the right fit, not just what’s left.
Yes. In the GTA, sellers expect it. A pre-approval helps you move quickly and shows you’re a serious buyer.
Minimums start at 5% for homes under $1M, but many GTA buyers need more depending on price, property type, and lender rules.
Toronto buyers pay both provincial and municipal land transfer tax. Legal fees, inspections, and moving costs also add up quickly.
It depends on the neighbourhood and price range. Some areas see multiple offers, others allow room to negotiate. Local insight matters.
Timing is key. Market conditions, bridge financing, and your comfort level all play a role. There’s no universal answer.
Yes, in many cases. Financing and inspection conditions are still common, depending on the property and how the offer is structured.
Some buyers find a home in weeks, others take months. GTA markets move at different speeds, even street by street.
Highly recommended, especially for older homes and condos with shared systems. Skipping it should always be a deliberate choice.
Freeholds mean full ownership and maintenance. Condos include shared costs and rules. Many GTA buyers weigh lifestyle just as much as price.
Typically, the seller pays the buyer’s agent commission. I explain how this works clearly before we start.
Toronto, Ontario
Elise believes every move starts with a good conversation. Reach out anytime to discuss your goals, discover off-market opportunities, or get honest advice about your next step. Please reach out by phone or email, or simply leave a message using the form. Elise will respond personally to your inquiry.
Phone: 416-450-4070 | Email: info@elisestern.com